It's a family matter
From our family to yours.
Meet The Team!
Jordan Saceda
Division Manager, 1470790
Exciting news! We are thrilled to introduce Jordan Saceda, a top 1% Mortgage Loan Originator in America for 2021 & 2022! Originally from the beautiful state of Alaska, Jordan's passion for helping clients achieve their home financing goals shines through in every interaction. With over 8 years of experience in the industry, Jordan has honed his skills and expertise to become a trusted advisor for his clients.
What sets Jordan apart is his dedication to finding the best solutions for his clients by working with over 100+ lenders. This extensive network allows him to offer a wide range of options to meet his clients' unique needs and preferences. Jordan's commitment to listening and problem-solving sets him apart in the industry.
If you are in the market for a knowledgeable and caring mortgage professional, look no further than Jordan Saceda. Whether you are a first-time homebuyer or a seasoned investor, Jordan has the skills and expertise to guide you through the mortgage process with ease and confidence. Trust in Jordan to be your partner in achieving your home financing goals.
Favorite Quote:
"Try not to become a man of Success but rather try to become a man of Value." - Albert Einstein
Kelli Hutcherson
Processing Manager, NMLS# 868533
Kelli Hutcherson, an experienced loan officer, is a beacon of expertise in the mortgage industry. With over 13 years of dedicated service, she has honed her skills to perfection. Kelli’s passion lies in helping clients navigate the intricate world of home financing. Whether it’s a first-time homebuyer seeking guidance or a seasoned homeowner exploring refinancing options, Kelli approaches each case with meticulous attention.
Her toolbox is vast, encompassing all available home loan options. From conventional mortgages to FHA loans, she meticulously analyzes each client’s unique situation. Kelli’s goal? To secure the best rates and terms that align perfectly with her clients’ financial aspirations.
But Kelli’s story extends beyond the office walls. She cherishes her role as a mother, and her 1-year-old daughter is the heart of her world. Amid bedtime stories and playtime adventures, Kelli knows that family is the true cornerstone of life. Her compassion and understanding extend beyond numbers and paperwork—she sees the faces behind the loans, the dreams behind the applications.
So, if you’re seeking not just a loan officer but a trusted partner, look no further than Kelli Hutcherson. She’s not just about closing deals; she’s about building futures.
Andrew Nikiforoff
Loan Officer, NMLS# 2067400
Born and raised in SoCal, I’m Andrew Nikiforoff—your go-to loan officer who actually cares.
I’m not here to treat you like a number or push paper—I’m here to guide you like family and make sure you feel seen, heard, and supported every step of the way.
Before the mortgage world, I was a chef trained in Japan, where I learned discipline, next-level hospitality, and how to keep calm under pressure (yes, it helps with loans too). Those roots taught me how to serve people with heart—and I bring that same energy into every client relationship.
OC soccer fields were my second home growing up, and these days you’ll usually catch me cooking something new or hanging with my rescue pup, Winston the pit bull.
Let’s turn your home goals into a game plan—and get it done right.
Benjamin Edward
Loan Officer, NMLS# 2106594
With five years of hands-on experience in the mortgage industry, I specialize in crafting smart, tailored loan solutions at E Mortgage Capital. I don’t just process loans—I build strategies around your goals. Whether you're buying your first home, refinancing, or exploring investment opportunities, I bring clarity, confidence, and a commitment to results.
My approach is built on trust, communication, and solving complex problems others shy away from. I take pride in making the loan process simple, fast, and stress-free—while delivering options that make financial sense.
Beyond mortgages, I recharge through surfing and photography—two passions that help me stay focused, creative, and sharp.
I’m Benjamin Edward, and I look forward to helping you navigate your next home financing move with confidence.
Mark Kontar
Loan Officer, NMLS# 2158518
With over a decade in the financial industry, I bring deep expertise in residential, commercial, and personal lending. Known for integrity, transparency, and strategic insight, I’ve built lasting relationships by delivering personalized solutions that help clients reach their financial goals.
From first-time homebuyers to seasoned investors, I tailor every approach to fit each unique situation—backed by current market knowledge and a commitment to service that never wavers.
I’m Mark Kontar—driven to simplify complex lending, deliver results, and empower clients to succeed.
© Copyright 2024 E Mortgage Capital, Inc. All rights reserved
.E Mortgage Capital, Inc
. - 1416824 | 18071 Fitch Ste 200, Irvine CA 92614
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov
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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov